Insurance & Protection

Insurance Requirements

All renters are required to carry valid personal auto insurance. Here's what you need to know before your rental.

What You Need to Bring

Valid Personal Auto Insurance

You must carry an active personal auto insurance policy that provides liability, collision, and comprehensive coverage. Your policy must be valid for the entire duration of the rental period.

Proof of Insurance Document

A physical or digital copy of your insurance card or declarations page must be presented at the time of vehicle pickup. We cannot release a vehicle without verified proof of coverage.

Coverage Must Extend to Rental Vehicles

Not all personal auto policies automatically cover rental vehicles. Please confirm with your insurance provider before your rental that your policy extends to non-owned or rented vehicles.

Minimum Liability Limits

Your policy must meet or exceed the minimum state-required liability limits for the state in which the vehicle will be operated. We recommend at least $100,000/$300,000 in bodily injury coverage.

Named Driver Coverage

All drivers operating the vehicle must be listed on your insurance policy or explicitly covered under a permissive use clause. Unlisted drivers may not be covered in the event of a claim.

Important Notice

Failure to present valid proof of insurance at the time of pickup will result in the cancellation of your rental. We strongly recommend confirming your coverage with your insurance provider before your rental date.

What's Not Covered

Damage resulting from use of the vehicle in violation of the rental agreement (e.g. off-road driving, racing).

Damage caused by driving under the influence of alcohol or drugs.

Theft of personal belongings left inside the vehicle.

Damage caused by unauthorized drivers not listed on the insurance policy.

Mechanical damage caused by misuse or negligence.

Frequently Asked Questions

Still have questions?

Reach out to us and we'll help clarify any insurance requirements before your rental.